European Financial Planner®
& International Financial Planner®
Certification's goal
The European Financial Planner® (EFP) is the highest level of certification. It concerns the financial planning activity as a whole.
Outside Europe, this certification is providing under the label International Financial Planner® (IFP) certification. The certificate is adapted to local constraints.
Target audience
That certification offers a training Integrated practice of financial planning including investments at portfolio level, estate planning, international taxation, retirement and insurance needs not only for private clients but also for business owners.
Duration
The educational programs should be covered in a minimum of 21 classroom days or 168 tuition hours (or equivalent), after EFA or IFA certifications.
EFPA Luxembourg ASBL
Your certification centre throughout your career !
Our commitments
The main objective of EFPA is to promote the development and dissemination of international professional standards of excellence in order to contribute to the highest level of quality in the professional practice of financial advisers.
Our certifications
To allow each professional to find a certification adapted to her/his needs and to deliver quality education adapted to the various jobs of the sector, we develop a training course on 4 successive levels and a Continuous Development Program.
Some EFPA key figures
101.400 european certified
EFPA Luxembourg certified members belong to the wider community of EFPA Europe certified members.
6 certification levels
EIA, EIP, EFA and EFP
+ 2 levels of ESG certification,
demanding in terms of knowledge and client approach.
1 Continuous Personal Development Programme
Selected for the quality of contents and ability to evolve in line with the sector, it is audited annually by EFPA Luxembourg.
1 code of ethics
Shared by all EFPA-certified professionals, it ensures the protection of clients and professionals.
An essential EFPA certification. Why?
If you work in the the financial advisory sector, your needs are no exception to those expressed by your colleagues.
Why an EFPA Certification is important?
💡 Important to Know — Building Expertise and Staying Current
EFPA certifications ensure financial professionals master the core technical and regulatory competencies expected at every career stage.
With certifications aligned with ESMA guidelines and local regulations (e.g. CSSF in Luxembourg), advisors gain deep and up-to-date knowledge on investment products, sustainable finance, client needs, and compliance.
🤝 Important to Be Recognized — Joining a Trusted Community
With over 101,400 certificate holders across 12 countries, EFPA creates a strong, internationally recognized network of professionals.
Certification fosters peer recognition, allowing advisors to benchmark themselves against shared standards and ethics.
Engaging with other certified professionals during events, CPD sessions or live conference promotes collaboration, dialogue, and best-practice sharing, reinforcing a sense of professional identity and trust.
🚀 Important to Be Known — Enhancing Visibility and Career Opportunities
EFPA certifications are not just credentials — they are signals of trust and credibility to clients, employers, and regulators.
Being certified boosts employability and visibility in a competitive job market where clients increasingly demand both ethical standards and technical excellence.
Financial institutions and recruiters often prioritize certified profiles as they reflect commitment, regulatory alignment, and excellence.
The EFPA Luxembourg certifications. Why?
Becoming a financial advisor is a great achievement in itself, but choosing an EFPA Luxembourg-certified course is even better!
What are the advantages?
🎓 European Recognition & Regulatory Compliance
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EFPA certifications are recognized across Europe and comply with ESMA guidelines and local authorities like the CSSF in Luxembourg.
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They validate both technical knowledge and regulatory competence, aligning perfectly with MiFID II requirements and sustainable finance regulations.
🌍 Internationally Respected Standard
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With over 101,400 certificate holders in 12 countries, EFPA is a trusted international benchmark for financial advisors.
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EFPA certifications create a common language across financial institutions and borders, supporting mobility and credibility in cross-border roles.
📈 Career Progression & Modular Path
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EFPA offers a structured path: EIA → EIP → EFA → EFP, with the ESG Advisor → ESG Expert Advisor certificates as a thematic specialization.
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This modular system supports long-term professional development, from entry-level to advanced private wealth planning.
🔁 Continuous Professional Development (CPD)
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Certification is not a one-time event: EFPA’s CPD program ensures advisors stay updated in a constantly evolving financial world.
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CPD activities are flexible (conferences, training, seminars, e-learning) and maintain the long-term value of the certification.
🧠 Comprehensive Knowledge & Practical Skills
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EFPA certifications blend technical mastery, practical application, and ethical awareness.
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For example, the EFPA ESG Advisor covers not just sustainability theory but also tools like green bonds, ESG metrics, and EU frameworks.
🤝 Community, Ethics & Trust
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Certified professionals adhere to the EFPA Code of Ethics, reinforcing integrity and professionalism.
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They become part of a community that values trust, transparency, and ethical advisory practices, enhancing both client confidence and peer credibility.
💼 Employability & Institutional Value
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Financial institutions rely on EFPA certifications to standardize and validate the skills of their staff.
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Certified professionals gain an edge in recruitment, internal promotions, and public visibility as trusted experts.